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Cotton Insurance

We cover You against loss of Potential Yield of Your Crop from the time of Emergence through to the time that Harvest commences in the Field as a result of Hail & Fire and to a limited extent to Chemical Overspray.

CRU has two options for insuring your cotton crop:

  • Capped Yield – Where the maximum insured yield is capped at the provisional yield you nominate.
  • Variable Yield Basis – Where the maximum insured yield for dryland crops is 150% of the provisional yield and 125% of the provisional yield for irrigated and other crop types.
CRU's policies include the following features, Additional Benefits & Optional Benefits:
    • Zero excess percentage on constructive total loss claims as standard.
    • Additional expenses
    • Micronaire and or Rainfall Downgrade to hail affected fields
    • Harvested Seed cotton
    • Delayed harvest

    Optional Benefits:

    Leaf & Colour Downgrade
    Delivered Seed Cotton

How to get a quote?

You will need to contact our insurance intermediary partners Click here, Or submit your enquiry through this link Click here.

Information about the policy

To view the Cotton Brochure (click here).


The information contained on the website is for general information purposes ONLY and does not form any part of any insurance policy. At all times you should refer to the current CRU policy wording for the complete details of coverage provided by CRU’s products.