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Weather Index Insurance

Traditional insurance maybe unavailable, overly complex or unaffordable for many agricultural risks such as crop establishment failure, frost, heat stress at flowering and quality downgrade at harvest.

To address these risks CRU provides Weather Index Insurance to help you manage the uncertainties of weather.

CRU provides two policy options which operate over a time period selected by the client:

    • Adverse Temperature – too many days above or below a threshold temperature
    • Adverse Rainfall – too many or too few millimetres of rain above or below a threshold rainfall level
More about Weather Index Cover:
  • Weather Index insurance does not measure the actual loss to your agricultural enterprise but uses the measurement of a weather element such as temperature or rainfall to provide an index against which the loss is approximated.
  • The measurement is taken from a weather station or calculated for a given grid point.
  • CRU’s Weather Index insurance policies use data provided by SILO as hosted by the Queensland Department of Environment and Science (DES).
    Details on SILO can be found at:
Important to know:
  • It is important to understand that the weather experienced on the Property may not reflect the weather recorded at the weather station or calculated for the grid point.
  • Any payment made under the policies is the lesser of the index loss and the actual loss experienced at the agricultural enterprise.
How to get a quote?

You will need to contact our insurance intermediary partners Click here, Or submit your enquiry through this link Click here.

Information about the policy

To view the Weather Index Insurance Brochure (click here).


The information contained on the website is for general information purposes ONLY and does not form any part of any insurance policy. At all times you should refer to the current CRU policy wording for the complete details of coverage provided by CRU’s products.